car insurance
Recently I have been shopping around for a new auto insurance policy. I have a car insurance company, that I have been relatively happy with, but when I was at school, we were talking in the student union, and other people were talking about their car insurance and their rates seemed to be way cheaper than mine. I have been a good driver and have always paid my bills on time, so I am not sure why my rates are so high. I have found a few companies online that will offer me a better rate, but I am a little leery of using an online insurance company. I don't know how their coverage will be. I mean I have always used State Farm, that is the company that my parents have always used for all their insurance needs, and they have always gotten quality service whenever they needed it.
I really just want to make sure that the companies that are offering me the better auto insurance quotes are still going to provide me with solid insurance coverage that I can rely on. After all, until you actually have a problem, you really have no clue how your insurance company will handle a claim, but by then it will be too late. For instance, there was one company a friend of mine told me never to deal with and that was Allstate. She said that she had a car accident with someone who had Allstate, and she had State Farm. Her insurance company took care of paying off her old vehicle right away, but the Allstate Company was very slow to handle the other issues she had, even though the other driver was at fault and had been ticketed and convicted of reckless driving. She said that another time, she had gotten rear ended by a guy who tried to stop behind her at a light in the rain and accidentally bumped her car. When they exchanged insurance information, the guy gave her this no name insurance company that she had never heard of before, however, they came to her within 24 hours and assessed her damage and she had a check within a week. Now see that just goes to show that the bigger name insurance companies do not always provide the better more reliable service.
I will continue to ask around and see if I can find someone who has a good inexpensive insurance company that they have had to file a claim with at some point in time, to try and preview in advance the services they will provide me when I am in need.