DEBT COUNSELING...THE ANSWER TO MY PRAYERS
Watching the bills pile up was getting really depressing. I knew I needed to do something to get out of my own private hell, but I really didn't know where to turn. Most people didn't even know that I was having financial difficulties, I think that I hid it pretty well, but my head was constantly filled with worry and guilt over not answering my phone and not paying my bills. I couldn't afford it. I had been trying to get a better job, but let's face it the state of the economy was not on my side. I stayed at work a few extra hours a day, trying to pick up some over time and doing everything I could to keep my head above water. I could have probably picked up the phone and called someone in my family to ask for some money, but I couldn't do it because my debt had gone well above any amount I would ask someone to borrow, and I knew that if I did, I probably couldn't pay it back anyway. I couldn't sleep at night because as soon as my head hit the pillow I felt like I couldn't breathe. Thoughts would spiral around in my head of the money I owed and on a few occasions I actually got physically ill thinking about it. One day, I finally confided in a friend of mine about how I had gotten myself in over my head with credit cards and loans, and that I really couldn't take the stress of it anymore. I started to cry and once I started I felt like I couldn't stop. She told me that I should seriously consider Debt Counseling. She said that with a debt counselor, I could sit down and work out a plan of repayment and that they could help me balance my expenses and find ways to cut back so that I could afford to pay my bills. She said they would advise me as to what my best path was and they could help me deal with my creditors to work out some sort of repayment schedule. Well, honestly I ran home to call a debt counselor and met with them the very next day. It feels good to finally be able to take some action towards clearing up my debt and getting my life back on track. I really thought the stress of it all was going to kill me, but now there is hope for a brighter tomorrow.