family health insurance
Try looking for a family health insurance policy on your own and you will realize just how hard it is to find a good insurance policy that provides good coverage at a reasonable cost, with a low premium. Unfortunately it is just not out there. Many people wonder why the cost of insurance is so high. The reason is that our government refuses to put caps on the rates that medical doctors and hospitals are charging patients. In this society, the average person can not afford to lay out $150.00 to see a doctor. Do you realize that this is more than an attorney would charge you? A doctor on average spends less than 10 minutes in a room with any one patient. Think about that. He is making about $900.00 per hour. Now is that obscene or what. I am just talking about a regular family practitioner, not a specialist or anything like that. I don't go to the doctor very often, I usually only go when I find that something is really wrong, and honestly many times when I go I don't really get the answer I was looking for. If you think about it, why doesn't our government put a cap on how much these doctors can charge. Everyone tried to make the insurance companies out to be the bad guys, but actually they fight for our rights and they cap how much your doctor's and hospitals can charge you for services. If you are private pay, then you have to pay everything that a doctor or hospital charges and then some. When you are private pay, there are no reasonable and customary limits put on the charges, and believe me the cost is about 3 times as much.
I just think that we should try to revamp this system before it is too late. Regulating how much doctors and hospitals can charge for the same services across the board seems to me to be a logical solution to this overwhelming problem. When people can't afford health care, they just don't go, even when they need to. Where did the doctor or the past go the Hippocratic Oath that doctors take? The following is an excerpt from that oath:
Whatever houses I may visit, I will come for the benefit of the sick, remaining free of all intentional injustice, of all mischief and in particular of sexual relations with both female and male persons, be they free or slaves.
Just remember it is the benefit of the sick, and not the benefit of myself.