Health insurance blunder
Probably most of us here, even the seniors, still take advantage of our own innocence. We assume the we know everything there is to know about everything and that until we stumble across some new fact that it is not worth ever thinking about or trying to discover. I am very guilty of this and I probably always will be. Fortunately for me though I have some self knowledge and I try to work on it, but some will never learn or even try to.
I was reminded of my idiocy during my research for a recent project for my health finance class. I was asked to compare prices and conditions of Pennsylvania health insurance against those of other states. At first I thought that it would be reasonable to look solely at the bottom line and take the price as the basis for my argument of pricing problems. Unfortunately for me I failed to take in to account even events as recent as a couple of weeks ago. My assessments of Texas and Florida health insurance were completely wrong since I totally forgot about their seasonal dangers. In Pennsylvania we have a different climates and different lifestyles. We also have a very low danger of any kind of natural disaster. I don't think that I have ever heard of anyone dying around here from something like an act of god. Around here we probably have more drunk driving issues that anything else.
Of course my naivety left me out to dry when I wrote my research paper and thought I was just blowing everyone else out of the water. I saw that they had all done some research and i had barely done any. I thought maybe that I had managed to find out s=and perceive something that they had all missed, but I guess I was wrong on that one. Now i have to spend the rest of the semester pulling myself out of that whole and hopefully I can get myself back to a manageable grade for this class. I can't let me GPA slip this year, not before I get accepted in to my major.