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Insurance

Monday, December 22, 2008 1:57 PM, Jen

My roommate is from Texas and the other day her mom sent her a package in the mail. It was full of random stuff like a flash light (the snowstorms are getting really bad and they are from Texas so they over react when she tells them it is snowing) and an emergency kit for her car for when she is driving home for Christmas break and brownies and her insurance card. I was looking at all of the stuff that she had gotten and her Texas car insurance card was so much different than mine. Mine is really detailed and I have my dad's name on it as well as mine and phone numbers and the policy number and then on the back it says what to do in case you get into an accident. On her Texas insurance card all it said was the insurance companies name and her dad's name. That seemed weird to me, especially since it didn't have a policy number or anything else on it, but I guess different states do things differently.

Insurance is weird and foreign to me. I remember when my friend was studying in Barcelona for the semester she had to go through so much trouble dealing with US Student Abroad Health Insurance in case something was to happen to her outside of the United States. After I heard about all of the things that you have to go through to study abroad it made it seem a lot less appealing to me. But I guess it really is worth all of the trouble when you get there though. My friend did tell me though that someone she was with got hurt and had to use her temporary health insurance that her parents purchased for her. I guess it does help to have all of those checklists when you go abroad because health insurance probably isn't something that most people think about right away when getting their stuff ready to travel. You think that you are already covered at home, or through your parents so you don't have to worry about it, but really you do need to take those extra measures to be safe.

Overall I think that even though health insurance is a hard thing to figure out, it obviously saves lives and is something that you need to take a lot of thought and consideration in before purchasing so you get the right plan for you and your family or your situation.