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Payday Loan

Tuesday, April 15, 2008 8:21 AM, Jen

So being a broke musician, this college stuff is a huge step up for me these days I mean I used to love giggin around and not having a care in the world except trying to figure out how to end that last verse or how to begin the guitar solo. Now I am all about school because I feel that I am properly using all of my god given facilities. I don't have to spend my life living paycheck to paycheck anymore either. I mean I still do but I have less of an urge to just go out and blow every check on junk that I don't really need. I just think I am much more suited in my personality to be someone who is asked to study and learn all day long rather than be responsible quite yet. That is something I think I should have spent much more time transitioning in to rather than just diving in because it caused me a whole ton of grief. When I first started playing and didn;t have enough small gigs to pay the bills and give me money to buy dinner, I would always just pick up a payday loan when I didn;t have enough to foot the bills. I would get the payday advance and then spend it all the night of my next gig. When I would finally pay it off during the week I would find myself back to broke again and really needing another cash advance. That was the way I lived for about two years. I am glad I had the experience and the safety net of the payday loan, but I think I am much happier now trying to find a career for myself where I won;t have to eat what I borrow and pay what I spend. Plus, here in college I feel like the campus is much safer that in the big city where I lived. I am one of those people who have had some bad experiences with people stealing their stuff and getting mugged in the city. I don;t know many with the shared experience, but we all agree that it makes you much more weary to be where you are. It's not like I could just run away from it all so easily, it took a lot of work to get where I am especially considering what luxury I was living in before.